Beyond state mandates: what employers need to know | Carrot
Beyond state mandates: what employers need to know
State infertility mandates set a coverage floor. They don't manage care, control costs, or ensure employees get the support they need to make informed decisions.
This guide breaks down where mandates typically fall short, and what a managed benefit adds to protect both employees and employer spend.
Inside the guide, you'll learn:
- Where mandates fall short: Why regulated access doesn't translate to guided care, and what that means for IVF utilization, claims costs, and employee experience.
- Who mandates often leave out: How eligibility definitions exclude male factor infertility, LGBTQ+ employees, single-intending parents, and those pursuing adoption or surrogacy.
- What managed care changes: A side-by-side look at mandate-only outcomes vs. Carrot-supported outcomes across live birth rates, preterm births, NICU visits, and employer spend.
- How Carrot complements mandated coverage: From provider steerage and expert guidance to employer-sponsored funds for services the mandate doesn't reach.
- The business case for going beyond compliance: What measurable ROI looks like when a managed benefit is layered on top of state-mandated coverage.
Download the guide to see what mandated coverage is — and isn't — doing for your workforce.
Inclusive coverage for employees, easy benefits administration for you
Flexible
We’ll work with you to create the right fertility benefits plan for your business. Launch in just a few weeks or at any time of the year.
Simple
Carrot is flexible and works with your needs and budget. Simply designate funds and we’ll handle the administration. With Carrot Card, your employees can easily access funds and pay for fertility treatments and services.
Inclusive
Carrot goes beyond just fertility coverage. Employees can access services from planning, egg preservation, pregnancy, return-to-work support, parenting, surrogacy, and much more.
Learn more about the journeys Carrot supports
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Attract and retain top talent
Did you know that 65% of employees are willing to switch jobs for fertility benefits? With Carrot, you can deliver a world-class fertility benefit that provides inclusive, exceptional care with global coverage.
Our members have spoken: 95% plan to stay at their company longer because their employer offers the Carrot benefit.